FDIC provides businesses guidance on payments

If you're just starting out in a small business, it may be tempting to think that the liability sheild of a corporation or company is akin to free money.  It's definitely not!  And if you want to grow a successful business, you need to start from the very beginning keeping careful records and making responsible purchases.

The FDIC offers some good guidelines here.  Remember, many of the "consumer protections" of recent legislation do not apply to business plastic.